Client wants to process the electronic payment records through bank through H2H platform. For the said purpose Bank to provide a converter at client’s end to convert the Client’s file into acceptable Payment of Bank. Bank to proceed the payment file and generate a reverse file against the corresponding payment input file. Thus, the application works as two-way converter, which will act as a pull and push mechanism to take the file from client and proceeding it into the payment system of the bank and generate the response file.